Wednesday, April 16, 2025

12 Houses Of May: Earth Angels Hosts: Dates To Set.Fairy Tales To Recap. American Tales, Black And White Matters, Best Buys.

Angels, Fairies, Bibical Tales, Views To Watch, Over Time, Over Space. Ain't nobody's business if I do:Escape The Ordinary, The Plains,The Commons, Rites .Conversation Starter .


Angels, Fairies, Bibical Tales, Views To Watch, Over Time, Over Space.

Here's a breakdown of the situation:

  • Failed Transaction:
    You were unable to complete a planned business transaction (likely a purchase). 
  • Changed Terms:
    The terms of the deal changed, making it impossible to proceed as originally planned. 
  • Third Party Involvement:
    A third party was involved, potentially complicating the situation and the payment issue. 
  • Payment Dispute:
    A third party wanted to be paid $30,000, leading to a dispute. 
  • UCC-3 Termination Issue:
    You attempted to change a UCC-3 termination (which extinguishes a UCC-1 filing) to a UCC-1 (which establishes a creditor's claim on personal property as collateral). 
  • Seller's Refusal:
    The seller refused to sign the amended UCC-3, preventing the desired change. 
  • UCC-1:
    A UCC-1 is a legal filing used to establish a creditor's claim on personal property as collateral, notifying the public and other potential creditors of their interest in specific assets. 
  • UCC-3:
    A UCC-3 is an amendment to a UCC-1 filing, used for various purposes, including termination, assignment, or continuation. 
  • Termination:
    A UCC-3 termination is used to extinguish the lien before its five-year term has ended. 
  • Failed Transaction:Changed Terms:You were unable to complete a planned business transaction (likely a purchase). Third Party Involvement:Payment Dispute: UCC-3 Termination Issue:Seller's Refusal:Birthdays daily, yours, mine, and theirs, cheers, and chaps,way to grow, another great day, in the land of living, who could ask for more. Me. More mountains left to climb.

  • Bright Lights, Angels In Host, Lucky Stars...    Here's a breakdown of the situation:


Trades.: But this is not good for society.Pain is normal.Dancing on the Beach


"Creativity, Is Intelligence And Imagination Having Fun". TIME TO TURN THE PAGE: Once Bitten By Snakes, Dances with Wolves. I was smiling yesterday. Was not expecting that... GROOVE! Blue Dreams In Motions: Dances On Time:Spruce Power Documents via DocuSign <dse@docusign.net> Your document was cancelled.


 I'M HUMAN, I'M NOT PERFECT BUT I'M THANKFUL.IT’S TIME TO ABANDON AMERICA’S FETISH FOR ‘UNCONDITIONAL.5151:BEHOLD!!!


Homes, Hopes, Wishes, Dreams In Motions: Out Of Fucks To Give:No Free Rides. Tin Solders Tales Twisted. Lyons Dick Wonders.
April 2025

REACH YOUR GOALS

Mortgage Planning for Self-Employed Borrowers

 

Qualifying for a mortgage when you're self-employed doesn't have to be a pain. It all comes down to organization. Whether you're self-employed, commission-based, or a full-time or hourly employee, lenders are all looking for the same thing when you apply for a mortgage: a high likelihood you will be able to pay. 

Unlike a W-2 employee, however, it takes a little more legwork to verify self-employed income. This is why you want to plan ahead and make sure all your ducks are in a row before you start the mortgage process.

Self-employed mortgage requirements usually entail more document verification and sometimes a lengthier look at your employment history. Fortunately, with a little time on your side, there are plenty of things you can do to make sure your mortgage application looks as stellar as possible when the time comes.

Understand That You Have Options

One of the biggest misconceptions about self-employed borrowers and mortgage programs is that you must use two years of tax returns to determine qualifying income. This is true for some loan types, including conventional loans, FHA loans, or VA loans. But it's not the only path to homeownership for self-employed people.

Read more...

 

MORTGAGE IQ

How To Keep Home Equity Accessible

 

American homeowners, especially those who have been in their homes for several years, have amassed plenty of wealth in recent years. Their total home equity actually hit $35 trillion in October 2024, according to Federal data for that month. However, a newer study found that many of these homeowners would find it difficult to access this equity.

A combination of rising debt levels, higher interest rates, and disruptions to jobs and incomes have made it difficult for homeowners to qualify for a home equity loan or line of credit (HELOC). This is mainly because one or more of these situations has resulted in lower credit scores.

Also, many buyers who closed on their homes during the past three years missed out on the low rates triggered by the COVID pandemic. Almost one in five have a mortgage with an interest rate over 6%.

If you have questions about any aspect of home ownership, including your home's current equity, feel free to contact me for a quick, informal chat.2

 

FINANCIAL NEWS

Create Fiscal Stability from the Ground Up

 

With rumors of a recession and recent stock market dips, it's tempting to let emotions take over when you're reviewing your savings. However, it's better to take a deep breath and a different view of your investment plans. For example, you can think of what makes a bricks-and-mortar home strong and apply these to your retirement strategies. 

Think of your fiscal home's foundation as your retirement income. Build this with reliable sources, such as pensions, non-stock investments and Social Security. 

Now it's time to put up the walls. These investments should protect you from occasional market volatility, while still providing growth and appreciation. Long-term certificates of deposit (CDs) are something to consider, as they grow without being impacted by rate changes and stock fluctuations. 

It's time for a fiscal roof. While a foundation and walls provide stability, you still need to keep pace with inflation. Although most exposed to risk, your roof construction can be more volatile investments like stocks, bonds, mutual funds and ETFs. These have historically outperformed other investments. You can add these gradually, so you can ride out a market cycle without selling.

Although our economy has had peaks and troughs for decades, a solid fiscal home will protect your investments and sanity.3

 

DID YOU KNOW?

1 comment:

  1. Talks to the pens, American Birds, hands in the air, dates of madness, with wolves, spiders, and snakes.Diamonds, gems, rocks, stones, hands to hold, fingers in place, signs of good times, lovers, haters, suckers, fuckers, talks to the hands. Talks to the pens, American Birds, hands in the air, dates of madness, with wolves, spiders, and snakes.
    Wales on the land, hogs, pigs, cows, faces under the surfaces, knights to spare. Rotten apples, kids and goats, dicks, dawgs, donkeys, cows to roam, pigs and hogs, faces in the crowds.

    ReplyDelete

Temecula Valley Homes Team.The Basic Bitch Life.

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